20844 W 4th Avenue, Cudjoe, FL

$2,875,000

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4

Beds

3

Baths

2,951

Square feet

0.29

Acres

About 20844 W 4th Avenue

SOLD TURNKEY! INCLUDES FURNISHINGS, 2006 PONTOON BOAT & 2021 JET SKI! DEEP WATER! A remarkable waterfront estate in the prestigious neighborhood of Cudjoe Gardens. When you first walk up you will notice the beautiful landscaping, tropical fruit trees, key limes, mangoes, lemons, bananas and avocados! This stunning and elegant concrete residence on elevated lot, offers the perfect harmony of luxury and comfort. All new impact windows & doors, framed by custom plantation shutters. Every space has been meticulously curated, brand-new AC, and more! This incredible property with almost 3,000sf offers an open and spacious floor plan. The living area blends seamlessly with the screened in lanai with full bar, concrete heated, saltwater pool and overflow hot tub, offering full sun during the day. Leave the full wall of glass doors open to allow the fresh breeze of the Florida Keys as well as the gentle sound of the pool's waterfall. The Custom Chef's Kitchen has top of the line Stainless Steel Appliances, new wine cooler, Granite Countertops, huge island, and Custom Cabinetry. The home has a large master bedroom suite with its own living room/office/exercise area, sliders to back yard, 2 closets, and wonderful bathroom with spa like shower. 2 large guest bedrooms with full bath, an incredible Mother In Law/Guest Suite set up as bedroom sleeping 4-8 people with living area, with it's own driveway and private entrance and access to lanai, gorgeous bamboo flooring with inlayed Compass Rose and ceiling made of river recovered heart cypress, walk in closet designed as storm shelter, and full bath. Other features, outdoor kitchen and bar, 1 car garage with ample storage, double boat lift 20,000lb, 5 ft draft, 2 Ace 5,500lb davits, 100x10 concrete dock, Killer Dock brand fish cleaning station, commercial ice maker, and 5 min. Ride from the Ocean or Gulf, Fuel, Marina, and Tackle store, perfect for the avid fisherman. This property is a boat lover, fisherman, and chef's Dream Home

Features of 20844 W 4th Avenue

MLS® # 616783
Price $2,875,000
Bedrooms 4
Bathrooms 3.00
Full Baths 3
Square Footage 2,951
Acres 0.29
Year Built 1997
Type Residential
Sub-Type Single Family
Style Ground Level
Status Active

Community Information

Address 20844 W 4th Avenue
Area 07 - Cudjoe Key
Subdivision Cudjoe Gardens (21.0)
City Cudjoe
County Monroe
State FL
Zip Code 33042

Amenities

Amenities Community Boat Ramp, Other Area Features
Utilities FKAA, Propane, Elect Separate Meter, Water Separate Meter, Municipal Sewer
Parking Spaces 4
Parking Garage, Trailer Storage, Off Street Parking, Guest Parking, Open Parking, Auto Door Opener, Attached
View Canal View
Is Waterfront Yes
Waterfront Canal Front
Has Pool Yes
Pool In Ground, Screened In, Decked, Concrete, Salt Water

Interior

Interior Features Drapes/Blinds Incl, Built-in Cabinets, Bar, Window Treatments, Other, Whirlpool Bath Tub, Walk-in Closet(s), Storage, Smoke Alarms, Granite Counter Top, Entrance Foyer, Split Bedroom, Wet Bar
Appliances Washer, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Heating Central, Propane Stove, Electric
Cooling Central Air, Ceiling Fans(s)
Fireplace No

Exterior

Exterior Features Bar, Water Display, Storage, Sprinkler System, Privacy Wall/Fence, Outdoor Shower, Outdoor Kitchen, Lanai, Lighting, Hot Tub, Rain Gutters, Fruit Tree(s), Fencing, Built-in Grill
Lot Description 1/4 - 1/2 Acre
Windows Glass Doors, Impact Rstnce Window, Impact Rstnce Doors, Sliding Glass Doors
Roof Metal Roof
Construction CBS, Concrete

Additional Information

Date Listed October 8th, 2025
Days on Market 124
Zoning IS - Improved Subivision District
Short Sale No
RE / Bank Owned No
HOA Fees 75.00
HOA Fees Freq. Yearly

Listing Details

AgentStacey Nash Pillari
OfficeBerkshire Hathaway HomeServices Knight & Gardner Realty

Listing Map

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