74560 Overseas Highway, Lower Matecumbe, FL

$3,399,000

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3

Beds

3

Baths

6,071

Square feet

0.35

Acres

About 74560 Overseas Highway

74560 Overseas Highway is a dynamic waterfront commercial asset with multiple revenue paths and significant redevelopment potential. Situated on a 15,000 SF parcel with generous on-site parking and 100 feet of seawall capable of accommodating up to 8 slips, the property delivers premier highway exposure and immediate Florida Bay and Atlantic Ocean access. Zoning supports four affordable housing units, one market-rate residence, and 5,640 SF of commercial space, creating a layered income strategy that blends residential density with marine-oriented business activity. The existing structure features expansive wraparound windows framing sweeping Atlantic views, plus a top-floor penthouse suite suited for owner occupancy, executive housing, or premium rental use (subject to approvals). The building configuration can also accommodate a rooftop helipad. Commercial Fishing zoning allows for uses such as a destination restaurant, seafood market, marine outfitter, charter or backcountry fishing headquarters, marina-support retail, or other enterprises aligned with the working waterfront. This is a high-visibility, commercial platform where housing, marine access, and US-1 frontage intersect to create compelling long-term value.

Features of 74560 Overseas Highway

MLS® # 618699
Price $3,399,000
Bedrooms 3
Bathrooms 3.00
Full Baths 3
Square Footage 6,071
Acres 0.35
Year Built 1983
Type Commercial Sale
Sub-Type Commercial
Status Active

Community Information

Address 74560 Overseas Highway
Area 22 - Lower Matecumbe
Subdivision Mat Sandy Bch (75.0)
City Lower Matecumbe
County Monroe
State FL
Zip Code 33036

Amenities

Utilities FKAA, Municipal Sewer, Buyer to Verify
Parking Common Parking
View Open Water View, Ocean View, Bay/Gulf View, Harbor/Marina View
Is Waterfront Yes
Waterfront Oceanfront, Bay Front, Open Water
Has Pool No

Interior

Appliances Refrigerator, Washer, Dryer, Dishwasher
Fireplace No
# of Stories 3
Has Basement No

Exterior

Lot Description 1/4 - 1/2 Acre
Construction CBS

Additional Information

Date Listed February 16th, 2026
Days on Market 79
Zoning CF - Commercial Fishing
Short Sale No
RE / Bank Owned No

Listing Details

AgentAlina Davis
OfficeColdwell Banker Schmitt Islamorada

Listing Map

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