33 Pen Key, Upper Matecumbe Key Islamorada, FL

$2,195,000

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3

Beds

4

Baths

4,537

Square feet

0.30

Acres

About 33 Pen Key

Welcome to your legacy retreat in Islamorada's premier gated waterfront community. A rare blend of privacy, prestige, and resort‑style living awaits in this Key West-inspired residence, set within one of Islamorada's most exclusive gated bayfront communities. Surrounded by manicured tropical landscaping and timeless architectural charm, this home offers an elevated island lifestyle defined by serenity and sophistication. A palm‑lined entrance leads to a vibrant exterior with wraparound porches and sun‑filled interiors framed by lush garden views. The spacious three‑bedroom layout is designed for effortless indoor‑outdoor living, with multiple gathering spaces opening to expansive patios ideal for entertaining, unwinding, or savoring golden sunsets. Mature palms, bougainvillea, and the scent of salt air create a secluded sanctuary that feels worlds away. Residents enjoy exclusive access to a resort‑style pool, private beach, kayak launch, and a breathtaking sunset point reserved for owners. A protected marina provides direct access to world‑class sport fishing and boating, while full‑time on‑site property management ensures peace of mind whether you're home or away. Perfectly positioned in the heart of Islamorada, the home offers effortless proximity to fine dining, boutique shopping, and the legendary waters that define the sport fishing capital of the world. Whether you're seeking a seasonal escape or a long‑term legacy investment, this property delivers enduring value wrapped in unmatched natural beauty. Experience the rare combination of luxury, leisure, and privacy that makes the Legacy Retreat truly exceptional.

Features of 33 Pen Key

MLS® # 619577
Price $2,195,000
Bedrooms 3
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 4,537
Acres 0.30
Year Built 1987
Type Residential
Sub-Type Single Family Residence
Style Other Bldg Style
Status Active

Community Information

Address 33 Pen Key
Area 23 - Upper Matecumbe
Subdivision Penn Key Club (83.0)
City Upper Matecumbe Key Islamorada
County Monroe
State FL
Zip Code 33036

Amenities

Amenities Community Dockage, Manager on Premises, Beach, Other Area Features
Utilities FKAA, Municipal Sewer, Buyer to Verify, Propane, Cable Available, Satellite Dish
Parking Spaces 3
Parking Garage, Attached, Auto Door Opener, Open Parking, Guest Parking, Off Street Parking, Vehicle Restrictions
View No Waterview
Is Waterfront No
Waterfront Bay Front, Gulf Front, Open Water, None
Has Pool Yes
Pool In Ground, Above Ground, Concrete, Decked

Interior

Interior Features Drapes/Blinds Incl, Cathedral Ceilings, Split Bedroom, Pantry, Built-in Cabinets, Elevator, Smoke Alarms, Storage, Walk-in Closet(s), Window Treatments, Quartz Countertops
Appliances Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Disposal, Freezer, Gas Appliances, Wine Cooler
Heating Central, Ductless
Cooling Central Air, Ceiling Fans(s), Ductless
Fireplace No
Stories 2 Stories
Has Basement No

Exterior

Exterior Features Rain Gutters, Lighting, Sprinkler System
Lot Description 1/4 - 1/2 Acre
Windows Impact Rstnce Window, Impact Rstnce Doors
Roof Metal Roof
Construction CBS

Additional Information

Date Listed April 21st, 2026
Zoning R1 - Residential Single Family
Short Sale No
RE / Bank Owned No
HOA Fees 50000
HOA Fees Freq. Monthly

Listing Details

AgentEric M. Rizzo
OfficeOcean Sotheby's International Realty

Listing Map

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