126 N Indies Drive, Duck Key, FL

$1,875,000

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4

Beds

4

Baths

2,544

Square feet

0.18

Acres

About 126 N Indies Drive

Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key. Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split.

Features of 126 N Indies Drive

MLS® # 620609
Price $1,875,000
Bedrooms 4
Bathrooms 4.00
Full Baths 4
Square Footage 2,544
Acres 0.18
Year Built 1981
Type Residential
Sub-Type Duplex
Status Active

Community Information

Address 126 N Indies Drive
Area 20 - Duck Key, Coral Key, Conch Key
Subdivision Toms Harbor (61.0)
City Duck Key
County Monroe
State FL
Zip Code 33050

Amenities

Utilities Cable Available
Parking Carport
View Canal View
Is Waterfront Yes
Waterfront Canal Front
Has Pool No

Interior

Appliances More Appliances, Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave, Stainless Steel Appliance(s)
Heating Central
Cooling Central Air, Ceiling Fans(s)
Fireplace No
Has Basement No

Exterior

Lot Description Less Than 1/4 Acre
Construction CBS, Concrete

Additional Information

Date Listed July 13th, 2026
Days on Market 2
Zoning ISM - Improved Sub Masonry
Short Sale No
RE / Bank Owned No
HOA Fees 350
HOA Fees Freq. Yearly

Listing Details

AgentBrenner Scheel Casey
OfficeFlorida Keys Real Estate Group

Listing Map

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