94825 Overseas Highway 281, KEY LARGO, FL

$940,000

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4

Beds

4

Baths

1,540

Square feet

0.04

Acres

About 94825 Overseas Highway 281

BUYERS -- A Rare Opportunity Awaits!If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available.Welcome to Key Largo Ocean Resort (KLOR)--a vibrant, gated oceanfront community that has evolved from a modest trailer park co‑op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: A generous open layout A dedicated laundry room A charming peek‑a‑boo ocean view Ample covered space downstairs for your boat, golf cart, and outdoor gearWhether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short‑term rental setup or settle into year‑round island serenity.KLOR offers an impressive array of amenities, including:🛥️ Full‑service marina (all slips currently occupied; waiting list available)🚤 Private concrete boat ramp with direct ocean access🏊‍♂️ Resort‑style swimming pool🏋️‍♀️ Modern fitness center🎾 Tennis and basketball courts🏠 Clubhouse and more.

Features of 94825 Overseas Highway 281

MLS® # 616376
Price $940,000
Bedrooms 4
Bathrooms 4.00
Full Baths 3
Half Baths 1
Square Footage 1,540
Acres 0.04
Year Built 2020
Type Residential
Sub-Type Single Family
Status Active

Community Information

Address 94825 Overseas Highway 281
Area 26 - Key Largo S of MM 96.9
Subdivision Key Largo Ocn Resorts (94.5)
City KEY LARGO
County Monroe
State FL
Zip Code 33037

Amenities

Amenities Community Pool, Tennis Courts, Clubhouse, Community Boat Ramp
Utilities FKAA, Cable Available, Municipal Sewer
Parking Covered Parking
View No Waterview
Is Waterfront No
Waterfront None
Has Pool No

Interior

Interior Features Drapes/Blinds Incl, Granite Counter Top, Security System
Appliances Washer, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Heating Central
Cooling Central Air
Fireplace No
Stories 3 Stories

Exterior

Lot Description Less Than 1/4 Acre
Windows Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
Roof Metal Roof
Construction CBS

Additional Information

Date Listed September 3rd, 2025
Days on Market 159
Zoning SF - Single Family
Short Sale No
RE / Bank Owned No
HOA Fees 434.37
HOA Fees Freq. Monthly

Listing Details

AgentJoe C Vigo, P.a.
OfficeRE/MAX All Keys Real Estate

Listing Map

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