81486 Overseas Highway, Upper Matecumbe Key Islamorada, FL

$22,500,000

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7

Beds

9

Baths

8,878

Square feet

5.82

Acres

About 81486 Overseas Highway

Introducing Isla House. A truly exceptional waterfront estate in the heart of downtown Islamorada, which exemplifies the serene beauty and elegance of Keys living. Set on a 5.82 acre double lot, Isla House overlooks 500+ feet of pristine Florida Bay waterfront. New custom construction melds traditional Caribbean architecture with clean modern aesthetics. The over 8,800 square feet of air conditioned living space is thoughtfully designed with bright open interiors which blend sophistication and comfort while framing breathtaking views of Florida Bay. You enter a sunlit two-story foyer leading you upstairs to a bespoke great room, encapsulating a dramatic vaulted wood ceiling, spacious living area, and a custom gourmet chef's kitchen. Floor to ceiling glass doors frame an unobstructed view of the spacious bay-view terrace, which features a 50 foot elevated infinity edge swimming pool and outdoor kitchen with bar. On the upstairs level you will also find a serene primary suite, five generous en-suite guest bedrooms, a powder room, and a large laundry room. The lower level offers a separate one bed en-suite with its own entrance and patio. A media room with adjoining bathroom is the ideal flex space. A 1,600 square foot three car garage and a carport area completes the lower level. All told, there is nearly 25,000 square feet under roof cover. The estate's tropical grounds are designed to complement the home's architecture. A private floating dock offers unimpeded views of Florida Bay. Located in the heart of Islamorada, this property offers rare walkability to some of the village's most recognizable attractions. This location allows you unparalleled access to the best of Islamorada's dining, entertainment, and waterfront lifestyle. Isla House represents a rare opportunity to own one of Islamorada's most unrivaled, captivating, and serene waterfront estates—a sanctuary of elegance, craftsmanship, and timeless island charm.

Features of 81486 Overseas Highway

MLS® # 618525
Price $22,500,000
Bedrooms 7
Bathrooms 9.00
Full Baths 7
Half Baths 2
Square Footage 8,878
Acres 5.82
Year Built 2026
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 81486 Overseas Highway
Area 23 - Upper Matecumbe
Subdivision Misc Upper Matacumbe (82.0)
City Upper Matecumbe Key Islamorada
County Monroe
State FL
Zip Code 33036

Amenities

Utilities FKAA, Cistern, Buyer to Verify, Elect Separate Meter
Parking Spaces 4
Parking Garage, Carport, Guest Parking, RV Parking Open, Trailer Storage, Covered Parking
View Bay/Gulf View
Is Waterfront Yes
Waterfront Bay Front
Has Pool Yes
Pool Above Ground, Lap, Concrete, Decked

Interior

Interior Features Elevator, Storage, Walk-in Closet(s)
Appliances No Appliances
Heating Central
Cooling Central Air
Fireplace No
Stories 2 Stories
Has Basement No

Exterior

Exterior Features Rain Gutters, Outdoor Kitchen, Storage
Lot Description 5 Less Than 10 Acres
Windows Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
Roof Metal Roof
Construction CBS, Concrete

Additional Information

Date Listed February 6th, 2026
Days on Market 76
Zoning NR - Native Residential
Short Sale No
RE / Bank Owned No

Listing Details

AgentKelly K Shaw Pa
OfficeAmerican Caribbean Real Estate, Christie's International Real Estate

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