27416 Cayman Lane, Ramrod Key, FL

$1,049,000

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2

Beds

2

Baths

1,116

Square feet

0.14

Acres

About 27416 Cayman Lane

Welcome to Breezeswept Dockside Retreat on Ramrod Key--true Florida Keys waterfront living with instant no-bridge Atlantic access and minutes to open water, Looe Key Reef, and world-class fishing and diving. This fully furnished, turnkey canal-front home is built for both lifestyle and income, offering strong short-term rental potential and the flexibility to offset ownership costs while enjoying your own private island escape. Designed for effortless island living, enjoy a private saltwater pool surrounded by tropical landscaping, a spacious sun deck, and multiple outdoor entertaining areas including a covered patio and expansive carport for shaded gatherings. Upstairs, bright open-concept living flows seamlessly to a full-length veranda with tranquil canal views--ideal for sunrise coffee or sunset cocktails. The kitchen features stainless steel appliances, granite countertops, abundant cabinetry, and a breakfast bar for casual dining. Positioned as a high-performing investment opportunity, this home is offered fully furnished and ready for immediate short- or long-term rental use. Monthly rentals allowed, making it ideal for offsetting carrying costs or maximizing vacation rental income from day one. Whether you're seeking a personal escape, second home, or income-producing asset, this property delivers flexibility and proven Keys demand appeal. KEY FEATURES: • 60' composite dock (2022) • 14K & 6K boat lifts (2022) • no-bridge Atlantic access • saltwater pool (2019) • metal roof (2018) • A/C (2022) • lower enclosure (2021) • fully furnished • monthly rentals allowed • Flood Zone AE9 • voluntary HOA • LOW Flood Insurance (~$520)

Features of 27416 Cayman Lane

MLS® # 619409
Price $1,049,000
Bedrooms 2
Bathrooms 2.00
Full Baths 2
Square Footage 1,116
Acres 0.14
Year Built 1984
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 27416 Cayman Lane
Area 09 - Ramrod Key
Subdivision Breezeswept Bch Est (27.5)
City Ramrod Key
County Monroe
State FL
Zip Code 33042

Amenities

Amenities Other Area Features, Bike Paths
Utilities FKAA, Municipal Sewer, Buyer to Verify, Cable Available
Parking Open Parking, Off Street Parking, RV Parking Open, Trailer Storage, Covered Parking
View Canal View
Is Waterfront Yes
Waterfront Canal Front
Has Pool Yes
Pool In Ground, Fiberglass

Interior

Interior Features Drapes/Blinds Incl, Pantry, Built-in Cabinets, Granite Counter Top, Storage, Bar
Appliances Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Freezer, Stainless Steel Appliance(s), Water Purification
Heating Central
Cooling Central Air, Ceiling Fans(s)
Fireplace No
Has Basement No

Exterior

Exterior Features Fencing, Lighting, Storage
Lot Description Less Than 1/4 Acre
Windows Sliding Glass Doors, Other Windows/Doors
Roof Metal Roof
Construction Frame

Additional Information

Date Listed April 8th, 2026
Days on Market 55
Zoning IS - Improved Subivision District
Short Sale No
RE / Bank Owned No
HOA Fees 50
HOA Fees Freq. Yearly

Listing Details

AgentMelissa Gibbins
OfficeExpert Realty LLC (HQ)

Listing Map

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