20833 W 4th Avenue, Cudjoe Key, FL

$2,699,999

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4

Beds

3

Baths

2,452

Square feet

0.27

Acres

About 20833 W 4th Avenue

Welcome to one of Cudjoe Gardens' most desirable waterfront addresses Built in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs. One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys. Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and quick routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views. Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina

Features of 20833 W 4th Avenue

MLS® # 620277
Price $2,699,999
Bedrooms 4
Bathrooms 3.00
Full Baths 2
Half Baths 1
Square Footage 2,452
Acres 0.27
Year Built 2018
Type Residential
Sub-Type Single Family Residence
Status Active

Community Information

Address 20833 W 4th Avenue
Area 07 - Cudjoe Key
Subdivision Cudjoe Gardens (21.0)
City Cudjoe Key
County Monroe
State FL
Zip Code 33042

Amenities

Utilities FKAA, Municipal Sewer
Parking Garage, Attached, Auto Door Opener, Open Parking, Guest Parking
View Canal View
Is Waterfront Yes
Waterfront Canal Front
Has Pool Yes
Pool In Ground, Concrete

Interior

Interior Features Granite Counter Top
Appliances Washer, Dryer, Dishwasher, Refrigerator, Oven, Stainless Steel Appliance(s)
Heating Electric
Cooling Central Air, Ceiling Fans(s)
Fireplace No
Has Basement No

Exterior

Exterior Features Fencing
Lot Description Less Than 1/4 Acre
Windows Impact Rstnce Window, Impact Rstnce Doors
Roof Metal Roof
Construction CBS

Additional Information

Date Listed June 14th, 2026
Days on Market 33
Zoning IS - Improved Subivision District
Short Sale No
RE / Bank Owned No
HOA Fees 75
HOA Fees Freq. Yearly

Listing Details

AgentDiane Corliss
OfficeColdwell Banker Schmitt Real Estate Co

Listing Map

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